Medicare is the nation's largest health insurance program offered to
seniors (65 years or older) and other eligible beneficiaries. Medicare
was established to provide health insurance benefits to Americans
receiving social security (typically, retired workers). Medicare is a
Federal insurance program, managed by the Center for Medicare &
Medicaid Services (CMS). To learn more about Medicare, click here
to view the "Medicare And You" document.
RightOpt is a personalized and confidential service that is available
to you as a Medicare-eligible retiree (and to your eligible dependents,
if they are also Medicare-eligible) at no cost as long as you are
enrolled in Medicare Part A and Part B.
RightOpt offers a variety of health insurance providers whose
supplemental Medicare plans include a range of benefit levels and monthly
premium amounts. RightOpt Advocates are available by phone to provide you
with a clear picture of how your benefit coverage and costs compare under
various options, based on your unique health care needs.
With a licensed RightOpt Advocate, you can confidentially discuss:
- How the supplemental Medicare plans work
- Whether your doctors and hospitals are in plan networks
- Premium payments and estimated out-of-pocket expenses
While RightOpt Advocates are trained in the details of each available
insurance plan, they are not paid by any insurance provider. They are
dedicated to helping you choose the plan that is right for your needs and
budget. This may not be the case if you enroll on your own with an
individual insurance company or through an insurance broker.
It is good to have choices, but making sense of so much information
can be overwhelming. RightOpt can help you evaluate, select and enroll in
an individual Medicare plan that's right for
you.